January 2025 brings a mix of national, regional, and regular bank holidays, impacting banking operations across India. Citizens, especially in northern states, should plan their financial activities to avoid inconvenience. Here’s a comprehensive list is bank holidays in January, including their relevance and potential challenges for users:
Key bank holiday in January
1. January 11: Second Saturday
As per the RBI guidelines, banks across India will remain closed on the second and fourth Saturdays of every month. Customers needing in-branch services like passbook updates or cash deposits a advised to to get it completed by the weekdays. ATMs might see increased usage, leading to possible cash shortages.
2. January 13: Lohri
A major Harvey festival in Punjab, Haryana, and parts is Delhi, Lohri signifies the end of winter and celebrates new beginnings. Banks in these states will remain closed. Residents of these regions should complete banking Tasks beforehand to avoid disruptions. Online banking can serve as an alternative for essential transactions.
3. January 14: Makar Sankranti
Celebrated across India under various names, Makar Sankranti marks the sun’s transition into Capricorn. It is especially significant in Uttar Pradesh, Bihar, and Uttarakhand. Banks in certain states may be closed.
4. January 16: Guru Gobind Singh Jayanti
This holiday celebrates the birth of the 10th Sikh guru and is observed in Punjab and Sikh-majority regions. Banks in Punjab and Delhi NRC may not operate. Digital banking tools can be utilized for seamless financial management.
5. January 25: Fourth Saturday
Similar to the second Saturday, banks across India remain closed on the fourth Saturday.
6. January 26: Republic Day
A national holiday, Republic Day ho mota the adoption of the Indian constitution. This year, it falls on a Sunday, but banking operations will remain unaffected as banks are already closed on Sundays.
By staying informed and proactive, one can navigate January’s bank holidays smoothly while enjoying the festivities.