MahaShivratri is celebrated every year on the 14th night of the lunar month of Phalguna. In 2025, Friday, February 26, will be the date of Maha Shivaratri. Devotees are recommended to confirm the precise Nishita Kaal Puja Muhurat for their area, as Maha Shivaratri pooja timings differ depending on the region. Lord Shiva is worshiped on the day of MahaShivratri.
In India, banks are closed on public holidays and several state-specific holidays. On gazetted holidays such as Gandhi Jayanti, Independence Day, and Republic Day, banks are closed nationwide. On the other hand, bank holidays are state-centric during festivals like Mahashivratri.
Online banking services will continue to operate across the country despite these closures. ATMs and online banking will remain operational during these designated dates, despite normal bank locations being closed.
According to the official list released by the Reserve Bank of India (RBI), the following states will observe a bank holiday on February 26, 2025, for MahaShivratri (Mahashivratri 2025 Bank Holidays)
- Goa
- Gujarat
- Haryana
- Himachal Pradesh
- Jharkhand
- Karnataka
- Madhya Pradesh
- Maharashtra
- Odisha
- Punjab
- Sikkim
- Tamil Nadu
- Telangana
- Tripura
- Uttarakhand
- Uttar Pradesh
It's important to remember that Maha Shivratri is celebrated on different dates in some states. Karnataka and Kerala, for example, will celebrate the festival on Tuesday, February 25, 2025. So, in accordance with that these states will have a bank holiday on February 25th.
All public and private sector banks will be closed on the specified dates, thus residents and companies in these states are urged to schedule their banking activities appropriately. To guarantee that necessary financial operations are available over the holiday season, ATMs, digital payment platforms, and Internet banking services will all continue to run normally.
The Reserve Bank of India and the relevant state governments have released formal notifications that provide a thorough overview of the bank holidays in 2025, including those related to Maha Shivratri. Being aware of these holidays will help you organise your banking and financial operations more effectively.