During this
time of Digitalization, no one likes to carry cash. Wherever we go we search
for a QR code to make our payments. Just because that method is very convenient,
we go, scan and pay without caring about one fact that this action might wipe
out our hard earned money from our accounts. If you haven’t thought that way, think now before it’s too
late.
Online
frauds have become the order of the day and that is why State Bank Of India has
issues an advisory for it’s clients to beware of online frauds.
SBI has
issued a video showing process of QR code scanning and asked SCAN or SCAM? The
Bank has clearly warned against scanning unknown QR codes as they might result
in a fraud. The Bank has also warned against SCAN AND GET MONEY stuff and
unverified QR Codes.
Now what is
this QR code?
QR or Quick
response code is like a Bar-Code with nothing written on it. It’s a square
pattern in black with URL Embedded which opens when we scan the code. This connect
of URL with a website enables QR Fishing. Account related Data of the user
stands saved and when we scan it turns into a language. This enables cyber
crimes.
Now another
question arises that what should we do to avoid these cyber crimes? It’s very
simple. Follow some simple steps and stay safe.
1. Never share your Bank account
related and personal information with anyone
2. Keep your password safe and
unpredictable.
3. Don’t make your Account, ATM and UPI
related information easily accessible.
4. Don’t share your personal
information on social media.
5. Don’t visit unknown links and
unverified Apps.
6. Check your credit score regularly on
CIBIL.
In case of
any fraud, please follow steps mentioned below:
1. Report any Cyber Crime @
cybercrime.gov.in
2. Never verify KYC on either Phone
Call or Message or Email.
3. Keep a strong password that must
not be easily predictable
4. Always use official websites only.
5. Get an FIR registered at the nearest
Police Station.
6. Stay away from FINTECH apps like
Dhani which provide loan without security as they sometimes issue loans to
those who haven’t even applied for.
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Follow these simple steps and stay safe.