Best for student loan consolidation is SoFi. In this, no origination fees required, no early payoff fees, no late fees. Unemployment protection if you lose your job as well.
Best for fairaverage credit is Upstart. Open to borrowers with fair credit (minimum 300 score). Will accept applicants who have insufficient credit history and don’t have a credit score.
Best for consolidating debt while improving financial literacy is Upgrade. No early payoff fees, Loans up to $50,000, Fixed interest rates, and can pay creditors directly (may take up to two weeks).
Best for staying motivated is Happy Money. Peer-to-peer lending platform makes it easy to check multiple offers, loan approval comes with Happy Money membership and customer support.
Best for good to excellent credit is LightStream. Same-day funding available through ACH or wire transfer (conditions apply), loan amounts up to $100,000 and more.
Best for joint applicants is Prosper. Co-borrowers are permitted, repeat borrowers may qualify for APR discounts, option to change your payment date according to when works best for you, etc.
Best for low rates is LightStream. No origination fees, no early payoff fees, no late fees, LightStream plants a tree for every loan, etc.
Best for quick funding is Best Egg and Achieve. Get low-interest personal loans quickly with Best Egg. Apply online in minutes and receive funds fast.
Best for a peer-to-peer loan is Prosper. It offers a unique alternative to traditional lending by instead providing peer-to-peer lending. Instead of the lender providing your funds, investors will fund your loan.