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 But, there is a twist, FDs which belong to women will be only provided with a 7% interest with a duration of 2 years, which means that a deposit of INR 2 lakh could surely provide a return of 30 thousand in two years. 

SBI offers 7% guaranteed FD returns for women with 2-year scheme: Know Details

Banks have started offering higher returns on FDs amid fierce competition to raise more deposits. While leading banks such as SBI and HDFC were the first to raise interest rates on FDs, smaller banks such as IDBI have followed suit for fear of getting left behind in the race.

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SBI offers 7% guaranteed FD returns for women with 2-year scheme: Know Details

Banks hike interest rates on FDs amid fierce competition for deposits