Mutual Funds: Diversify and seek professionally managed mutual funds for the best returns.
Fixed Deposits: Secure returns with low risk and fixed interest rates
National Pension Scheme (NPS): Establish a tax efficient retirement corpus.
Public Provident Fund (PPF): long term savings with tax benefits and assured income.
Stock Market: Invest in shares for possible high returns and good dividends.
Gold: Buy gold as an inflation hedge and a good long term investment.